Your VA Loan Specialist in Santa Clarita
VA loans are a service focus for us. We walk veterans, service members and eligible surviving spouses through every step, from the COE to closing.
Get Pre-ApprovedCall or text 661-877-4162You earned your VA home loan benefit. Andy Martinez Jr. helps veterans, active duty service members and eligible surviving spouses use it to buy or refinance a home in Santa Clarita, the San Fernando Valley and beyond.
Why work with Andy
- Licensed mortgage broker and agent in one. Andy is a Mortgage Loan Originator (NMLS #2171006) and real estate broker (CA DRE #01978202), so your loan and your home search are handled by the same team.
- Local. Entity Mortgage and Realty is based at 26254 Prima Way in Santa Clarita and also serves Colorado.
- Clear guidance. Andy walks you through your Certificate of Eligibility, the VA funding fee and what you can afford before you start shopping.
How the VA loan process works
- Get your Certificate of Eligibility (COE). We can help request it.
- Get pre-approved so you know your budget.
- Find your home and make an offer.
- VA appraisal, underwriting and closing.
New to VA loans? Read What is a VA loan?
Talk to Andy About Your Loan
Have questions or want to see what you qualify for? Call or text Andy at 661-877-4162.
VA loan specialist Santa Clarita: Frequently Asked Questions
Does the VA set a minimum credit score?
No. The VA does not set a minimum credit score, but lenders set their own, often around 620.
Do I need a down payment for a VA loan?
Most eligible borrowers with full entitlement can buy with no down payment.
Can you help me get my Certificate of Eligibility?
Yes. We can help request your COE as part of your pre-approval.
More Home Loan Guides for Santa Clarita Buyers
VA loans · FHA loans · Conventional loans · Non-QM loans · Commercial loans
Andy Martinez Jr., Mortgage Loan Originator | NMLS #2171006 · Entity Mortgage and Realty, Company NMLS #2371431 · CA DRE #01978202 · 26254 Prima Way, Santa Clarita, CA 91350 · Equal Housing Opportunity. General information only, not a commitment to lend. Approval, rates and terms depend on credit, income, property and program guidelines and can change.