Entity Mortgage and Realty

Home Loan Options in California and Colorado

Real people, real answers. One team for your loan and your home search.

Get Pre-ApprovedCall or Text 661-877-4162
VAFHAConventionalNon-QMCommercial
House keys on a keyring beside a small model home

Your Loan, One Team

Buying a Home Is Personal

Andy is a licensed loan officer and broker, so one team handles your loan and your home search.

Entity Mortgage and Realty helps buyers and homeowners across California and Colorado find the right loan. Here is a quick guide to the main options. Click any loan type to learn more.

Loan Options

Find the Right Loan

01

VA Loan Specialist

Home loans for veterans, service members and eligible surviving spouses.

Learn more →02

VA Loans

No down payment for many eligible buyers and no monthly mortgage insurance.

Learn more →03

FHA Loans

As little as 3.5% down with a 580+ credit score.

Learn more →04

Conventional Loans

The most common loan, with 2026 limits up to $1,249,125 in Los Angeles County.

Learn more →05

Non-QM Loans

Options for self-employed borrowers and investors.

Learn more →06

Commercial Loans

Financing for investment and business property.

Learn more →

How It Works

Simple Steps to Your Loan

01

Talk With Andy

Call or text 661-877-4162 with your questions and goals.

02

Get Pre-Approved

Start your application online and see what you qualify for.

03

Find Your Home

Shop with the same team that is handling your loan.

04

Close and Move In

We walk you through each step to the closing table.

Where We Lend

Serving Buyers Across California and Colorado

White modern home with a backyard pool and palm treesMountain-style wood home with lit windows at duskBright modern living room with a sofa and open kitchenClassic two-story home with a covered front porch and green lawn

Down payment assistance

Programs may be available to help with your down payment, depending on your situation. Answer a few quick questions and we'll follow up with options.

Down payment assistance

Answer 6 simple questions to see what programs may be available. You don't have to answer every question, but the more you answer, the more accurate your results.





Your answers will not be used to determine eligibility for any program; they help us identify down payment assistance programs that may be available in your area. Entity Mortgage NMLS# 2171006. Not a commitment to lend.

By submitting, you agree that Entity Mortgage and Realty may contact you by call, text, or email at the number and address provided, including by automated means. Consent is not a condition of purchase. Msg & data rates may apply. Reply STOP to opt out.

Talk to Andy About Your Loan

Questions? Let’s Talk

Have questions or want to see what you qualify for? Call or text Andy at 661-877-4162.

Get Pre-ApprovedCall or Text 661-877-4162

FAQ

Home Loan Questions

What home loans does Entity Mortgage and Realty offer?

VA, FHA, conventional, non-QM and commercial loans for buyers and homeowners in California and Colorado.

How do I start a pre-approval?

Call or text Andy at 661-877-4162 or use the Get Pre-Approved link on our site.

More Home Loan Guides

VA Loan Specialist · VA loans · FHA loans · Conventional loans · Non-QM loans · Commercial loans

Explore More

Our Travels · Rebekah’s Podcast · Market News · New Construction · Santa Clarita Homes · Colorado Homes

Andy Martinez Jr., Mortgage Loan Originator | NMLS #2171006 · Entity Mortgage and Realty, Company NMLS #2371431 · CA DRE #01978202 · 26254 Prima Way, Santa Clarita, CA 91350 · Equal Housing Opportunity. General information only, not a commitment to lend. Approval, rates and terms depend on credit, income, property and program guidelines and can change.
Entity Realty · Santa Clarita

Get in Touch

Buying, selling, or just curious what your home is worth? Send us a note and Andy or Rebekah will get back to you. Prefer to talk? Call or text 661-877-4162.

By submitting, you agree that Entity Mortgage and Realty may contact you by call, text, or email at the number and address provided, including by automated means. Consent is not a condition of purchase. Msg & data rates may apply. Reply STOP to opt out.

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